[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.colorkaros.cz\/dejte-dohromady-100-financi-na-nemovitost\/#Article","mainEntityOfPage":"https:\/\/www.colorkaros.cz\/dejte-dohromady-100-financi-na-nemovitost\/","headline":"Dejte dohromady 100 % financ\u00ed na nemovitost","name":"Dejte dohromady 100 % financ\u00ed na nemovitost","description":"Hled\u00e1te-li vysn\u011bnou nemovitost a k n\u00ed \u00fav\u011br, jist\u011b u\u017e jste sami zjistili, \u017ee realitn\u00ed trh v \u010cech\u00e1ch nen\u00ed vytvo\u0159en pro mlad\u00e9 lidi. Kdy\u017e zalo\u017e\u00edte p\u00e1r let po \u0161kole rodinu, tak zaru\u010den\u011b nem\u00e1te na\u0161et\u0159eny stovky tis\u00edc korun. To samoz\u0159ejm\u011b nen\u00ed mo\u017en\u00e9. Jen\u017ee pr\u00e1v\u011b to banky po\u017eaduj\u00ed. Daj\u00ed v\u00e1m sice mo\u017enost si na byt nebo d\u016fm p\u016fj\u010dit, ...","datePublished":"2020-03-17","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.colorkaros.cz\/author\/#Person","name":"","url":"https:\/\/www.colorkaros.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bbaa4e9a58aac4329fe0ade0f3fb816f09f0dc43c21f6e884dccfbc124b16b29?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"colorkaros.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.colorkaros.cz\/wp-content\/uploads\/Domy%20na%20pozemku.jpg","url":"https:\/\/www.colorkaros.cz\/wp-content\/uploads\/Domy%20na%20pozemku.jpg","height":0,"width":0},"url":"https:\/\/www.colorkaros.cz\/dejte-dohromady-100-financi-na-nemovitost\/","about":["Internet"],"wordCount":448,"articleBody":"      Hled\u00e1te-li vysn\u011bnou nemovitost a k n\u00ed \u00fav\u011br, jist\u011b u\u017e jste sami zjistili, \u017ee realitn\u00ed trh v \u010cech\u00e1ch nen\u00ed vytvo\u0159en pro mlad\u00e9 lidi. Kdy\u017e zalo\u017e\u00edte p\u00e1r let po \u0161kole rodinu, tak zaru\u010den\u011b nem\u00e1te na\u0161et\u0159eny stovky tis\u00edc korun. To samoz\u0159ejm\u011b nen\u00ed mo\u017en\u00e9. Jen\u017ee pr\u00e1v\u011b to banky po\u017eaduj\u00ed. Daj\u00ed v\u00e1m sice mo\u017enost si na byt nebo d\u016fm p\u016fj\u010dit, ale dostanete od nich jen 80 procent z odhadu.Snadn\u00e9 po\u010dtyVe chv\u00edli, kdy se pod\u00edv\u00e1te na \u010d\u00edsla, rychle zjist\u00edte, \u017ee \u0161et\u0159en\u00ed nejsp\u00ed\u0161 nen\u00ed \u00fapln\u011b mo\u017en\u00e9. Dejme tomu, \u017ee si vyhl\u00eddnete d\u016fm a 3,5 milionu korun. To za domek nen\u00ed v\u016fbec p\u0159ehnan\u00e1 cena. Po\u017eadovan\u00fdch 20 % t\u00edm p\u00e1dem bude \u010dinit 700 tis\u00edc korun a k tomu mus\u00edte po\u010d\u00edtat tak\u00e9 se \u010dty\u0159mi procenty, kter\u00e9 zaplat\u00edte finan\u010dn\u00edmu \u00fa\u0159adu jako da\u0148 za nabyt\u00ed nemovitosti. 100% hypot\u00e9ka v \u010cech\u00e1ch bohu\u017eel nen\u00ed k dispozici, a proto mus\u00edte p\u0159ij\u00edt s v\u00fdhodn\u00fdm \u0159e\u0161en\u00edm.Co d\u00e1l?Krom\u011b st\u0159\u00e1d\u00e1n\u00ed \u00faspor existuje p\u00e1r dal\u0161\u00edch tip\u016f, kter\u00fdch se m\u016f\u017eete chytit. N\u011bkter\u00e9 z nich u\u017e v\u00e1s jist\u011b napadly, jin\u00e9 budou mo\u017en\u00e1 novinkou. Jdeme na to:najd\u011bte banku, kter\u00e1 poskytuje \u00fav\u011br na 90% pod\u00edl,vezm\u011bte si spot\u0159ebitelskou p\u016fj\u010dku na zb\u00fdvaj\u00edc\u00edch 20 %,ru\u010dte druhou nemovitost\u00ed (nap\u0159. bytem rodi\u010d\u016f),p\u016fj\u010dte si pot\u0159ebn\u00fd finan\u010dn\u00ed obnos od rodiny a p\u0159\u00e1tel.Posledn\u00ed mo\u017enost je sice nejlevn\u011bj\u0161\u00ed, ale m\u016f\u017ee v\u00e9st k probl\u00e9m\u016fm v oblasti mezilidsk\u00fdm vztah\u016fm, co\u017e nen\u00ed v\u016fbec p\u0159\u00edjemn\u00e9. P\u016fj\u010dka k hypot\u00e9ce je mo\u017enost, kterou mnoho lid\u00ed vol\u00ed, ale rozhodn\u011b nen\u00ed ide\u00e1ln\u00ed. Pou\u017e\u00edt dal\u0161\u00ed nemovitost jako druhou z\u00e1stavu je mnohem lep\u0161\u00ed a nebudete muset ka\u017ed\u00fd m\u011bs\u00edc bojovat se spl\u00e1cen\u00edm dvou z\u00e1vazk\u016f m\u00edsto jednoho.Rodi\u010de se ob\u00e1vat nemus\u00edV posledn\u00edch letech se ru\u010den\u00ed dal\u0161\u00edm majetkem stalo obl\u00edben\u00fdm \u0159e\u0161en\u00edm a rodina v\u011bt\u0161in\u011b \u017eadatel\u016f r\u00e1da pom\u016f\u017ee. Mnoho z nich se jist\u011b ob\u00e1v\u00e1, \u017ee budou ru\u010dit po zbytek sv\u00e9ho \u017eivota, ale tak to nen\u00ed. Byt \u010di d\u016fm se d\u00e1 ze smlouvy snadno vyv\u00e1zat ve chv\u00edli, kdy bude splacena ur\u010dit\u00e1 \u010d\u00e1stka a o vyv\u00e1z\u00e1n\u00ed p\u00edsemn\u011b po\u017e\u00e1d\u00e1te. O t\u00e9to mo\u017enosti se ale mus\u00edte informovat u sv\u00e9ho finan\u010dn\u00edho poradce.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dejte dohromady 100 % financ\u00ed na nemovitost","item":"https:\/\/www.colorkaros.cz\/dejte-dohromady-100-financi-na-nemovitost\/#breadcrumbitem"}]}]